Perfinal

Facilitating the Confluence of Diverse Financial Innovations

Tailored retail packages for launching or staying competitive in the evolving neobanking space

Leverage our customized retail packages to launch new services quickly and stay ahead in the neobanking market.

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Cloud-Adaptive Microservices:

Provides flexibility and scalability with cloud-independent, microservice infrastructure.

Instant Credit Facility:

Enable easy lending scenarios through instant credit account features.

Seamless Third-Party Integrations:

Amplify your operations by integrating seamlessly with a wide range of third-party solutions.

Flexible Sub-Account Structures:

Tailor family and child accounts with specific rules and controls.

Intuitive Admin Dashboard:

Effortlessly navigate and manage your financial services with our user-friendly interface.

Effortless Card and Fee Management:

Seamless card integration and fee management for user-friendly operations.

Real-time Finance Oversight:

Monitor transactions, fees, and balances in real-time for enhanced control and visibility.

Multi-currency and FX Conversion:

Facilitate transactions in various currencies with built-in FX conversion capability.

Cloud-Adaptive Microservices:

Provides flexibility and scalability with cloud-independent, microservice infrastructure.

Seamless Third-Party Integrations:

Amplify your operations by integrating seamlessly with a wide range of third-party solutions.

Intuitive Admin Dashboard:

Effortlessly navigate and manage your financial services with our user-friendly interface.

Real-time Finance Oversight:

Monitor transactions, fees, and balances in real-time for enhanced control and visibility.

Instant Credit Facility:

Enable easy lending scenarios through instant credit account features.

Flexible Sub-Account Structures:

Tailor family and child accounts with specific rules and controls.

Effortless Card and Fee Management:

Seamless card integration and fee management for user-friendly operations.

Multi-currency and FX Conversion:

Facilitate transactions in various currencies with built-in FX conversion capability.

Streamlined issuance and efficient distribution of Central Bank Digital Currency (CBDC) made effortless.

Optimizing CBDC management with secure issuance protocols and dynamic distribution channels for global reach.

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Virtual Account Management:

Enable users to freely hold and transact with virtual account management.

Hierarchical Treasury Management:

Facilitate distributor roles for commercial banks through multilevel treasury management.

Offline Wallet Integration:

Extend financial services to rural areas with offline wallet compatibility.

Multi-Perspective Portfolio Management:

Recognize parties from multiple perspectives within the same system.

Instant Reserve Synchronization:

Keep accounts updated with instant synchronization with reserve/collateral accounts.

Privacy Enhancements:

Strengthen your system's compliance with enhanced data privacy and protection measures.

DLT Compatibility:

Compatibility with Distributed Ledger Technology integration.

Virtual Account Management:

Enable users to freely hold and transact with virtual account management.

Offline Wallet Integration:

Extend financial services to rural areas with offline wallet compatibility.

Instant Reserve Synchronization:

Keep accounts updated with instant synchronization with reserve/collateral accounts.

DLT Compatibility:

Compatibility with Distributed Ledger Technology integration.

Hierarchical Treasury Management:

Facilitate distributor roles for commercial banks through multilevel treasury management.

Multi-Perspective Portfolio Management:

Recognize parties from multiple perspectives within the same system.

Privacy Enhancements:

Strengthen your system's compliance with enhanced data privacy and protection measures.

Delivering seamless integration and robust compliance for the regulated crypto sphere.

Spearheading regulated crypto operations with secure management systems and comprehensive regulatory adherence.

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Integrated Ecosystem Tracking:

Monitor and manage multiple liquidity providers in a unified platform.

Custody & Reserve Automation:

Integrate custody services and automate reserve management for efficient operations.

Real-Time Compliance Management:

Execute AML and fraud rules in real time, adhering to regulatory standards.

Regulatory Reporting:

Stay compliant with regulatory requirements through automated reporting.

Company Treasury Pool Management:

Streamline your treasury operations with flexible pool management tools.

Timestamped Audit Logs:

Enhance accountability and traceability with timestamped audit logs.

Adaptable Event Recognition:

Adapt to public network characteristics with flexible economic event recognition.

Integrated Ecosystem Tracking:

Monitor and manage multiple liquidity providers in a unified platform.

Real-Time Compliance Management:

Execute AML and fraud rules in real time, adhering to regulatory standards.

Company Treasury Pool Management:

Streamline your treasury operations with flexible pool management tools.

Adaptable Event Recognition:

Adapt to public network characteristics with flexible economic event recognition.

Custody & Reserve Automation:

Integrate custody services and automate reserve management for efficient operations.

Regulatory Reporting:

Stay compliant with regulatory requirements through automated reporting.

Timestamped Audit Logs:

Enhance accountability and traceability with timestamped audit logs.

Featured Success Story

“The Central Bank of Hungary launched the Student Safe mobile app to support digital financial inclusion of students and at the same time gain hands-on experience on a potential operational model of a future CBDC system. It has been a very exciting journey with Perfinal and its partners. We deem it as a learning process, where a central bank not only has to cooperate with FinTechs, but also, feel and act like FinTechs, exploring and serving client needs with the help of agility and technology. Perfinal’s role in this achievement was vital, and we are looking forward to future collaborations.”